HCB Money Manager

Looking for a smarter way to manage your money?

HCB Money Manager is here to help. We know that one of the hardest things about personal financial management (PFM) is simply organizing all of the details of your financial life. That's why HCB Money Manager is built to make it much easier to understand your spending and gain insights about how your money comes and goes each month.

HCB Money Manager, built right into your digital banking experience with Highpoint Community Bank, can help you stay on top of your bills, your cash flow and your entire financial picture, so you can set clear goals and achieve them. You can easily link external accounts and see a complete picture of your financial life without switching between apps.

Smarter Spending

On the home page of HCB Money Manager you'll see a spending wheel that shows you at a glance how much you're spending on bills, entertainment/dining, retail, groceries and more. This gives you a head start on breaking your spending into more specific categories.

Better Budgeting

Build and view spending targets that are important to your financial big picture. The insights feature includes spending history, along with suggestions for staying on track.

Add a Spending Target

Look at the budget insights for guidance on what to budget based on spending.

Step 1: Navigate to Budgets and click the blue circle with the "+" to add a budget.

Step 2: Designate the category by selecting a tag to track.

Step 3: Choose the name, amount and accounts associated with the spending target.

That's it! It's that simple.

Track Your Net Worth

Get the big picture. Track your net worth over time, including investments, assets, credit cards and liabilities. View everything in one place for a comprehensive understanding of your financial health.

Link an External Account

Add a third-party account so that it displays in your HCB app.

Step 1: Navigate to Accounts and click Add An Account, then Link Account.

Step 2: Search for the financial institution.

Step 3: Enter your login information for the third-party account.

The account will now appear on your HCB online banking dashboard.

Financial Goals

Achieve your dreams. Whether you're saving for a big purchase or paying down debt, set and track personalized financial goals with easy-to-use templates that guide you every step of the way.