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Here for You - Every Step of the Way

From everyday banking to life’s big moments, experience community banking built on relationships.

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Your Life

Everything the big banks have, plus the personalized service they don't.

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Your Business

From start-up to expansion, we're here to support your big ideas.

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High Yield Checking

Earn up to 3.00% APY on your personal checking account

Auto Loan Special

Great Rates for Wherever the Road Takes You

Auto loan rates as low as 5.75%APR

Lock in a great rate

90-Day CD Special

Make your savings work harder, earn 4.00%APY for 90 days.

About Us

Raising Expectations

At Highpoint Community Bank, we go beyond traditional banking and focus on building relationships. As a trusted community bank serving Michigan since 1886, we provide personal and business banking solutions designed to help you reach your goals.

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Community involvement

Building relationships and strengthening communities since 1886

Latest News

The latest financial and company news.

News

Highpoint Community Bank Unveils a Completely Redesigned Website

Highpoint Community Bank is excited to announce the launch of its newly redesigned website, created to offer customers a faster, more intuitive, and more informative online experience. The new site reflects our ongoing commitment to transparency, convenience, and community-focused service.

Community Involvement

Highpoint Club Annual Holiday Luncheon

Highpoint Community Bank hosted nearly 200 Highpoint Club members for a festive holiday luncheon featuring a catered meal from Kloosterman's Sports Tap Bar & Grille, year-end planning insights from Legacy Trust, and a Christmas performance by the Hastings High School Ensembles. The afternoon offered delicious food, engaging conversation, and a chance to continue a long-standing tradition that recognizes and appreciates our longtime members.

News

HCB announces intent to expand into Ottawa county

HCB Financial Corp. (OTC Pink: HCBN) and Highpoint Community Bank Announce Intent to Expand into Ottawa County Hastings, MI – July 28, 2025 — Highpoint Community Bank (“HCB”) announces its intent to expand its West...

Our Customers Say it Best!

Knowledgeable staff that is SO helpful! Love the small local bank feel also!!

Shannon J.

I absolutely love this bank!  From the amazing people, to the super easy to use mobile app, I am very happy! 

Dale W.

Great small-town feel bank, and incredible staff that help you in very short notice. 

Joseph F.

Easy to work with. I trust HCB with my banking needs! 

Shelby J.

It's great to have a bank that knows me and has my back out there.

Vickie R.

Manage your account with ease—anytime, anywhere.

It’s secure, convenient, and designed to keep you in control.

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