Rates

Your Lucky Number

When it comes to loan rates, every percentage point adds up over time, so we are proud to offer our customers very competitive rates. Stop in today to meet with one of our lenders and take that first step toward funding your future.

Apply Now or contact your local Highpoint Community Bank office to apply today.

Rates as of 12/19/2024
PRODUCT Rate APR§
Auto Loan
36 Month Auto Loan - 2020 Model & Newer 6.750% 7.292%
60 Month Auto Loan - 2020 Model or Newer 6.990% 7.327%
72 Month Auto Loan - 2022 Model or Newer 6.990% 7.276%
60 Month Auto Loan - 2017-2019 Model 8.750% 9.093%
84 Month Auto Loan - 2023 & Newer 6.990% 7.238%
Personal Unsecured Loan
12 Months 11.000% 14.846%
36 Months 11.500% 12.907%
60 Months 11.750% 12.640%

§ Annual percentage rate